Terms and Conditions of Service

These terms and conditions govern your use of the glavistureniq.com website and any consultations provided by glavistureniq. By accessing this website or engaging with our services, you agree to comply with and be bound by these terms. Please read them carefully before proceeding.

These terms were last updated on September 5, 2025

Acceptance of Terms

By accessing or using glavistureniq.com, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions, as well as our privacy policy and disclaimer. If you do not agree with any part of these terms, you must not use this website or our services. Your continued use constitutes ongoing acceptance of these terms.

Definitions

For the purposes of these terms and conditions, the following definitions apply throughout this document:

• Service or Services refers to the financial planning consultations, analytical reviews, and related guidance provided by glavistureniq through this website or in person.
• User, You, or Your refers to any individual or entity accessing this website or engaging with our consultations, whether as a visitor or client.
• We, Us, Our, or glavistureniq refers to the business entity operating glavistureniq.com and providing financial planning consultations to users.
• Content refers to all text, graphics, information, materials, and other elements available on this website or provided during consultations.

Use of Services

You may use this website and our consultations for lawful purposes only. You agree to use our services in a manner consistent with all applicable laws and regulations. You must not misuse our services or attempt to access them through unauthorized means.

Eligibility

To use our services, you must be at least 18 years of age and legally capable of entering into binding contracts under Australian law. By using this website, you represent and warrant that you meet these eligibility requirements.

If you are using our services on behalf of an organization, you represent that you have authority to bind that organization.

Your Responsibilities

When using our website and consultations, you agree to the following responsibilities:

• Provide accurate, current, and complete information when submitting inquiries or participating in consultations to ensure we can serve you effectively.
• Maintain the confidentiality of any account credentials or access information associated with your use of our services and notify us of unauthorized access.
• Comply with all applicable laws and regulations in your jurisdiction when using our services and making decisions based on consultations received.
• Act reasonably and responsibly when implementing any strategies discussed during consultations, recognizing that outcomes depend on many factors beyond our control.

Prohibited Uses

You agree not to use our website or services for any of the following purposes:

• To violate any local, state, national, or international law or regulation, including but not limited to privacy, data protection, and consumer protection laws.
• To transmit any harmful code, viruses, malware, or other materials designed to damage, interfere with, or compromise the security of our systems.
• To collect or harvest personal information about other users without their explicit consent or for purposes other than those permitted.
• To impersonate or misrepresent your affiliation with any person or entity, including glavistureniq consultants or employees.
• To interfere with or disrupt the integrity or performance of this website or the consultations we provide to other users.

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of glavistureniq or its licensors and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission. Your use of this website does not grant you ownership of any intellectual property rights.

User-Generated Content

If you submit feedback, testimonials, or other content to us, you grant glavistureniq a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and display such content for business purposes, including marketing and service improvement.

Privacy and Data Protection

Your use of this website and our consultations is also governed by our privacy policy, which describes how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the privacy policy. We are committed to protecting your privacy in accordance with Australian privacy laws. Privacy Policy

Disclaimers and Limitations

Please review these important disclaimers regarding our services and the information provided:

Limitation of Liability

To the fullest extent permitted by Australian law, glavistureniq shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or consultations, including decisions made based on information or guidance provided.

Indemnification

You agree to indemnify, defend, and hold harmless glavistureniq, its consultants, employees, and affiliates from any claims, damages, losses, and expenses arising from your use of our services, violation of these terms, or infringement of any third-party rights.

Dispute Resolution

In the event of any dispute arising from these terms or your use of our services, the following procedures apply:

Governing Law and Jurisdiction

These terms shall be governed by and construed in accordance with the laws of Australia. Any legal proceedings shall be subject to the exclusive jurisdiction of Australian courts.

Termination

We reserve the right to terminate or suspend your access to our website and services at our sole discretion, without notice, for conduct that violates these terms or is harmful to other users, us, or third parties.

Modifications

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services after modifications constitutes acceptance of the updated terms.

Severability

If any provision of these terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

Entire Agreement

These terms, together with our privacy policy and disclaimer, constitute the entire agreement between you and glavistureniq regarding your use of this website and our consultations, superseding any prior agreements.

Questions About These Terms

If you have questions or concerns about these terms and conditions, please contact us using the information provided below.